Plan for your vacation 9 to 18 months in
advance and use our Travel Layaway Plan.
Do you have an idea for a vacation that is bigger than your
budget? Want to set up a family reunion but everybody's
broke? Have an upcoming honeymoon or haven't taken the
kids on vacation in a year or two? Always wanted to see
Europe, Asia, The Caribbean or whatever is on the bucket-
list? We'll help you save with our travel layaway plan.
1.Contact us for quotes and select the trip you want.
2.We will get a confirmed price from our tour operator, cruise
line or other vendor and explain mandatory initial deposit
requirements.
3.You make your payments over time and pay your final
payment on time as required by the vendor in the initial
confirmation. Once you pay final, your travel agent will get
travel documents from the vendor and answer any questions
you might have.
Plan Ahead for a Great Vacation!
The way to get the most from our travel layaway plan is to
plan ahead as early as possible. We see cruise line prices
about 18 months in advance. We see all-inclusive hotel rates
about a year in advance and airfares about 11 months from
your return date. Book as early as possible to get the lowest
required monthly payment. Call (813) 868-0007, (800) 955-
5594 or email info@vacationtc.com to get a specific plan for
your vacation. Your travel agent knows when to book each
component.
Every Trip we do is custom, and
the payment plan is customized too.
Each trip we do is a little bit different so the payment plan
varies based on the type of trip, what vendors are involved
and how long you have before you have to pay final payment.
The timing of the payments is different to cruise lines than it is
with air/hotel vacation packages or escorted tours. You tell us
what you want to do, your agent will set up the perfect trip
and then tell you what each vendor needs as a down
payment. We also explain when final payments are due on
the various components so you can make payments between
deposit and final to get everything paid off. Call (813) 868-
0007, (800) 955-5594 or email info@vacationtc.com to get a
specific plan for your vacation.
Is my price locked in once I pay initial deposit?
YES. As long as you purchase any published (instant
purchase) airfares at time of deposit. If you are using a
contract airfare, you might have to pay that off to avoid a price
increase with notification as all airfare contracts are subject to
change but we’ll call you if that happens. Cruise lines require
an initial deposit and do lock in the price subject to any
change in taxes by the US Government or ports of call and all
vendors reserve the right to institute fuel surcharges in the
event of extreme gasoline price run-up but other than that
your deposits do lock in prices once we advise you of
deposits and you pay them.
There is no Extra Cost for using the payment plan!
We charge a $25 layaway deposit which is paid by credit
card, check or money order in addition to your initial deposit
required by the vendor which can be paid by check (unless
nonrefundability applies), debit or credit card. As long as you
complete your payments, the $25 layaway fee is applied to
your final payment. If you do not complete your payments, we
keep the $25 deposit as our "accounting fee" for keeping
track of your payments and processing your refund with the
vendors. With most trips you can get a full or partial refund
depending on cancellation date if you are unable to take the
trip. We do understand that things arise to make trips
impossible so we work with our layaway clients to get as large
and as quick a refund as we can subject to our vendors rules
and requirements. We don't charge any extra fees with our
payment plans as we have many of our customers already on
this program to afford a better trip next year. As we have been
in the travel business for 30 years, we have not seen as much
layaway since around 1990 when the abundance of credit
cards hit the market. We notice more and more people are
paying as they go since 2008, so we formalized a plan that
many of our customers were already doing.
What happens if the price goes down
once I have paid payments?
We are the customer advocate so we always try to get you
the best value for your money. We sometimes are able to
renegotiate a cruise price, if it is now coming in lower except
for nonrefundable cruise fares that are identified at time of
purchase. Companies like Carnival Cruise Lines even have
programs like Early Savers that guarantee the best price as
long as you pay a nonrefundable deposit. Sometimes we can
even help if the price only goes lower after you pay final
payment, but that usually comes in the form of an upgrade or
onboard credit. On tour packages and all-inclusive vacations
we can sometimes match a lower land only rate, but most
airfares have change charges that go from $50 to $300 and
we can only reissue tickets if the fare change is larger than
the change charge and we have to deduct the change charge
from the fare difference. All of that explained, you usually get
the best price by booking way in advance as the airlines
release a very small block of cheap seats that you usually get
by booking early and cruise line yield managers have set up
better early booking deals as they got tired of being upside
down right before departure so the early booking rate is
usually as good or better than last minute rates.
How does the layaway plan work with a Cruise?
Cruises provide the best opportunity for the layaway plan as
they usually can be booked up to 18 months in advance.
Cruises require between $100 and $300 per person deposit
depending on the length of the cruise. They all have to be
paid in full 70-90 days in advance so they allow a good
opportunity for a low monthly payment. If you are flying in for
the cruise, we usually design a payment break 11 months
from your departure so you can purchase the least expensive
airline ticket. Pre and Post Cruise vacations usually require a
small deposit and final payments 45 days prior to departure.
How does the layaway plan work with a
Vacation Package or All-Inclusive Resort?
We can usually pay $125 to $200 per person deposit on a
vacation package but many of our airfares are instant
purchase and fully nonrefundable lately. This means that you
have to pay the deposit plus the airfare when you are booking
your package. Sometimes our clients will make a deposit on a
resort and then book the airfare a month or two later to break
it all up. You can't lock in the airfares until you pay for them
and ticket but early booking means airfares are still readily
available six, eight or ten months prior to your trip so ask us
about payments on anything you book.
How does the layaway plan work with a Exotic
Vacations or Escorted Tours?
Each vendor has their own payment policies so each case
can be different. If we are doing the airfare, you will have to
pay and issue the ticket when you do your land deposit to
make sure both are in sync. Many of our tour operators have
programs where you can use contracted air and pay $500
deposit but go ahead and pay payments on the airfare
package too between deposit and final payment. Train tickets
and rental cars can always be done 30 or 60 days prior to
departure.
Does the layaway plan work for families,
social groups or destination weddings?
Yes. We frequently use the plan for groups to be able to travel
together after paying payments. Not all group members need
to purchase the same accommodations, number of nights or
have the same payments. Each plan is designed on a custom
basis for the particular client.
Pick a vacation and get started now with our layaway plan so
you can have it all paid off by the time you go next year.
BOOK WITH OUR
TRAVEL AGENCY
Tampa Bay’s Cloud Based
Travel Agency
Registered with the State of Florida as a Seller of Travel.
Reg. #10098
\Cruise Lines International Association
Member #00577404
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PO Box 290816, Tampa, FL USA 33687